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Laws of Ribbis
Lesson 1: What is Ribbis? Lending on condition that more is returned than was borrowed (18:03)
Lesson 2: The Torah only forbids Ribis earned from a Loan. (24:18)
Lesson 3: Mechila – Forgiving an obligation (19:52)
Lesson 4: When the Lender dies before returning Ribis Ketsutsoi (20:50)
Lesson 5: Receiving goods and services instead of Money contrary to Loan Agreement (17:27)
Lesson 6: Lending an object on condition they will receive back the same type of object (20:58)
Lesson 7: Paying in advance object for an object that is to be delivered at a later date (17:09)
Lesson 8: Lending objects where the Borrower already owns a small amount. (23:18)
Lesson 9: Allowing loans of goods where there is a fixed market price (19:00)
Lesson 10: A Sharecropper may lend their sharecroppers wheat kernels for planting but not for eating. (18:24)
Lesson 11: Benefits a Lender can derive from a Borrower (21:24)
Lesson 12: Prohibitions of Lender from use of Borrowers Property (25:54)
Lesson 13: Cashing a Check in the Black Market (19:52)
Lesson 14: Understanding How a Heter Iska works (22:18)
Lesson 15: The Prohibition of Ribis Mukemes
Lesson 16: Taking a loan from a Non-Jewish Bank for another Jew – Reimbursing the use of another’s credit card (21:59)
Lesson 18: Can the lender charge his borrower for expenses if the borrower failed to pay on time
Lesson 19: The Halachos of a Jew who is a cosigner on an interest bearing loan.
Lesson 20: Paying for the purchase of item either before or after one takes possession brings the element of a Loan
Lesson 21: If a seller quotes two prices [one for cash and one for credit] the customer may not purchase on credit at the higher price.
Lesson 22: The Selling of a Loan while charging less than the amount of the Loan
Lesson 23: Purchasing post-dated checks at a discount
Lesson 24: A borrower who prepays may pay less than the face value of the Loan
Lesson 25: Repaying workers with unminted coins whose value is greater than the value of the minted coins that the banker gave the workers.
Lesson 26: Can one grant a discount if the seller does not own the object he is selling?
Lesson 27: Selling an item one doesn’t own – When the Market discount fluctuate
Lesson 28: It is forbidden to purchase the grape harvest before are ripe and ready to be harvested.
Lesson 29: Preparing for the purchasing of wine and running the risk that the wine would become vinegar.
Lesson 30: How to sell a barrel of wine for one dinar for a higher price at a later date
Lesson 31: Test Lesson 16-30
Lesson 32: The concept of Iska explained
Lesson 33: Methodology used in order to guarantee the investors original capital
Lesson 34: The method that is used in order to guarantee [as much as is possible] a given rate of return on an iska
Lesson 35: Addressing those who cannot use a heter iska
Lesson 36: Various suggestions on how to use a heter iska
Lesson 37: Does a Bank, store, have to write a heter iska with every customer individually, or can they write one heter iska that applies to all their customors
Lesson 38: FINAL EXAM
Lesson 16: Taking a loan from a Non-Jewish Bank for another Jew – Reimbursing the use of another’s credit card
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